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Privacy Policy

Our commitment to protecting your privacy:

Mutual.com is committed to protecting your privacy. In order to best serve your auto, health, home and life insurance needs, we kindly ask you to provide us with information to help you find and connect with various trusted Insurance organizations that best meet your medical needs. Mutual.com does not store, disclose, or put to use any of your personal information. Mutual.com provides free services and information regarding auto, health, home, & life Insurance policies in the United States. These policy options have advanced security measures implemented in order to keep all disclosed personal information protected. For all inquiries and more information please contact us at  855-978-2316  and we will be happy to assist you with your insurance questions.


This policy outlines our privacy practices in regards to the collection, usage and disclosure of any written or electronic personal information that you have provided to Mutual.com. Our privacy policy has been outlined in accordance with the Personal Information Protection Electronic Documents Act (the “Act”). Within this policy we will review the type of information collected, how it will be used and how to ask questions and provide feedback reading this policy.


Please note that although Mutual.com is committed to following to the guidelines outlined, there may be links within our website that direct to other external third party websites and affiliate companies who are not legally required to comply with the Mutual.com privacy policy. Mutual.com is not accountable for the actions of these third party affiliate sites and cannot be held responsible for their actions. It is your responsibility as the user to read and review the privacy policies in place on any third party or affiliate site you choose to use. By visiting our website and using the services on Mutual.com you acknowledge that you have reviewed and read our privacy policy.

Cookies and tracking technologies:

When you visit almost any website, small text files called cookies are placed on either your computer or mobile device. Cookies are not harmful to your computer or mobile device and do not personally recognize you. By using Mutual.com it is likely you will be assigned a cookie. Mutual.com uses cookies to track and better understand the way you use our website; this information makes it possible for us to show you the best content and dynamic ads, relevant to your search intent and thereby improve your overall experience on our site.


Cookies help us to enhance your next visit to our website by recalling your selected search preferences making it possible to present you with the best options and results based on your previous visit. Cookies usually go undetected and are not generally something you will know about unless you set the preferences on your computer to alert you every time a cookie is being stored. If you are concerned about cookies on your computer you can choose to turn them off in the browser settings on your device. However choosing to opt-out of using cookies may prevent you from viewing the full web page, particularly pages that require personal information or registration.


It is important to know that you will likely be assigned a cookie when you view a third party advertisement. Mutual.com does not control cookies used by third party websites or outside advertisers and any advertisements placed by these outside parties. In order to better manage and customize our advertising efforts Mutual.com may use technologies such as Web Beacon or Gif across our website. By accessing any of these outside pages, a non-identifiable notice of that visit is generated which may be processed by us or by our suppliers. These Web beacons usually work in conjunction with cookies, however if you do not wish to have your cookie information stored you can opt to turn off cookies in your browser settings. When you turn off cookies web beacons and other technologies are still able to detect your visit but are not associated with any other identifiable information and will be disregarded.


Many of the pages on Mutual.com use third-party advertising companies. In order to provide advertisements about goods and services that are of interest to you, these companies may use information (not including your name, address, email address or telephone number) about your visits. For administration purposes and to diagnose problems with our servers and our websites Mutual.com uses IP (internet protocol) addresses, to gather demographic and statistical information about our users.  In order to ensure we display more targeted advertising content IP addresses may also be used with our third party advertisers.  We may choose to track and analyze anonymous usage and browsing patterns in efforts to provide our advertisers with the best insight on targeted advertising opportunities and to provide our users with more relevant content and a better overall experience on our site.

Collecting Information:

Mutual.com may request and collect personal and identifiable information including, but not limited to, Application Data and other personal information contained in User Submissions, through various means such as online forms, online applications, e-mail and comments submitted to the Site. Information collected through our site may include financial information, health-related information, and other sensitive information.

Personally Identifiable Information

The Site may request and collect certain personally identifiable information including, but not limited to, Application Data and other personal information contained in User Submissions, through various means such as online forms, online applications, e-mail and comments submitted to the Site. Such information collected through the Site may include financial information, health-related information, and other sensitive information.

Non-Personally Identifiable Information

We may also collect certain non-personally identifiable information via the Site, such as Site usage activity and preferences, also known as demographic or profile data. Why must you give so much personal information? Insurance companies establish their rates using a variety of criteria. Since we deal with hundreds of companies, we must ask you questions required by all of them to determine the most competitive match for you.

Usage and Sharing:

We use information collected on and through Mutual.com for a variety of purposes in the course of business and as otherwise set forth in this policy. Such collected information may be used to process your applications to receive quotations or to send you information about our and our affiliates' products and services and other information and materials that may be of interest to you. This information may also be used to evaluate what portions of the Site are more popular than others, determine where visitors came from, where they go, and how long they stay on a particular page, or the Site in general. We may match information collected from you through different means or at different times, and use such information along with information obtained from other sources, including third parties.

Application Data may be forwarded to insurance agents, discount program representatives, brokers and/or companies who may contact you with a quote by email, telephone, postal mail or other forms of communication. We are not responsible, and shall not be liable, if an agent, broker, discount program representative or company to whom we forward your Application Data violates our Privacy Policy or their own privacy policy, if any.

We may disclose your personal information to companies that perform technology or marketing services for us for their use in performing such services. We may transfer, sell or assign aggregate, non-personally identifiable information about Site usage to third parties. We may transfer, sell or assign personal information to third parties as a result of a sale of all or substantially all of our assets relating to this portion of our business or in connection with a merger, consolidation, and change in control, reorganization or liquidation. We also reserve the right to disclose any information concerning you if required by law or to protect or defend our rights or the rights or well-being of our users or if you are involved (or are reasonably suspected to be involved) in any illegal activity, even without a subpoena, warrant or court order.

Security:

The application form on the Site supports encryption to help protect the security of your transfer of data to the Site. Although we will take all reasonable security precautions regarding information stored on the Site, due to the open nature of the Internet, we cannot guarantee that any information stored on our servers, or transmitted to or from a user, will be free from unauthorized access, and we disclaim any liability for any theft or loss of, unauthorized access or damage to, or interception of any data or communications. By using the Site, you acknowledge that you understand and agree to assume these risks.

Consent to Processing:

By providing any personal information to this Site, you fully understand and unambiguously consent to the transfer of such personal information to, and the collection and processing of such personal information in, the United States and other countries or territories.


By submitting this information you are authorizing Brokers, Agents, discount program representatives and/or Insurance Professionals in the Health Plans of America network to contact you directly with quotes via telephone, fax, and email, regardless of the presence of your phone number(s) on any local or national no-call list.

Links:

This Site may contain links or references to other Web sites outside of our control. Please be aware that we have no control over these sites and our privacy policy does not apply to these sites.

Acceptance of this Policy:

By using this Site, you signify your acceptance of our Privacy Policy. If you do not agree to this policy, please do not use our Site. We reserve the right, at our discretion, to change, modify, add, or remove portions from this policy at any time so visitors are encouraged to review this policy from time to time. Your continued use of our Site following the posting of changes to these terms means you accept these changes.

Addressing concerns about your privacy:

We want you to feel confident about using this website for your insurance needs and we are committed to protecting the information we collect. While no website can guarantee security, we have implemented the appropriate administrative, technical, and physical security procedures to help protect the personal information you provide to us and for that reason we encourage you to contact us with any questions or concerns you have about your privacy or this Privacy Policy.

 

 

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